Travel a mere thirty miles west of Houston and you'll discover a town that pales in size to its big city neighbor, but is thriving with a rich heritage of culture and people.


Katy Texas Real Estate FIND a HOME!


Technology Center West Houston for Startups	Community Bank in Katy Texas	Military Hub Smart Money Lifestyle	FHA Refinance for Katy Homes

Katy Business Leaders

Who:	Al Johnson, Jason Yeow, Pat Harris
How:	SBA Lending

At the corner of the intersection of Grand Parkway and Kingsland Blvd. sits the newly built Westbound Bank. Yes, that's right; Westbound Bank is here, in its permanent structure and open for business.

  ENTREPRENEUR ARCHIVE
  -- Al Johnson, Jason Yeow, Pat Harris: SBA Lending
  -- Robert Kramer: Banker
  -- Amber Gustafson: Jeweler
  -- Dr. James Jacobs: Podiatric Physician
  -- Gildardo Leon: Restauranteur
  -- Bruce Reichstein: Mortgage, Banking, Internet

And if you are an entrepreneur with a dream, you must stop in and see what Westbound Bank's experienced SBA lending team can do for you. The combined expertise of this team, made up of Senior Vice President Al Johnson, and Vice Presidents Jason Yeow and Pat Harris is unsurpassed in all of Southeast Texas.

In addition to the expertise of Westbound Bank's SBA lending team, it is also a pioneer in the Katy area. Because Westbound Bank is a locally owned and operated bank, this lending team is the only one in Katy able to give loans to start up businesses with low down payment terms while providing personal service to borrowers. "Because of the SBA guarantee, we can do things that larger banks cannot do in helping small businesses get started in the Katy area," Vice President Pat Harris said. "Credit boxes are tightening in all areas of lending. Because of the guarantee and because of what we do, we have more flexibility."

For those interested in starting a small business in the rapidly growing Katy area, this qualified team is ready to help by offering borrowers personal service and fast answers to help navigate through the often uncertain waters of first-time business ownership. It is commonly thought that businesses like nail salons and dry cleaners that rent space in strip centers are the only businesses that are able to qualify for SBA loans, however many large companies of today like FedEx, Nike and Apple Computers, began as small businesses. In fact, ninety-seven percent of businesses in the US qualify for SBA loans.

Westbound Bank's SBA lending team regularly makes loans of over $1 million but they will loan up to $4 million to qualified individuals to start a business. They also offer loan amortizations of up to 25 years. This is significant because it allows for borrowers to make monthly payments of 30-40 percent less than with a conventional loan.

Though the economy is uncertain, Harris doesn't expect there to be a decline in lending to small businesses, "Entrepreneurs do not give up their dreams because the economy is down a little bit," she said. "As larger companies have layoffs people look to entrepreneurship to direct the rest of their lives. You may see a little bit of a decline in the economy, but our business will pick up."

The American dream for an entrepreneur is owning your own business. If you live in the Katy area, making that transition now will get you in on the ground level as this once small community just west of Houston on I 10 continues to grow. If you are looking to step into the world of small business ownership, stop by and see Westbound Bank's SBA lending team. You are sure to find the expertise and personal service you need as you begin the next exciting chapter of your life.

Support the Katy TX merchants and service providers that make our community strong:

Apartment Locating
Attorneys / Lawyers
Auto Dealerships
Banks
Butcher Shops
Clubs & Organizations
Coffee / Tea Shops
Computer Services
Dentists / Orthodontists
Document Shredding
Entertainment
Entrepreneurs
Financial Services
Health Care Services
Home Mortgage Loans
Hotels
Insurance Agencies
Massage/Facial Therapy
Real Estate
Restaurants
Taylor HS Playmakers
TV / Phone & Internet

Movie Schedule at the Alamo Drafthouse Cinema, now in Katy.

For the best names in shopping, dining, and entertainment, visit Katy Mills Mall.

Monday thru Saturday
10:00 am - 9:00 pm
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Sundays
11:00 am - 6:00 pm
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5000 Katy Mills Circle
Katy, Texas 77494

Katy schools sorted by zip code:

77079 77084 77449
77450 77493 77494

Katy neighborhoods sorted by zip code:

77084 77094 77449
77450 77493 77494

- Find a home in Katy -

Katy Demographics sorted by zip code:

  77079   77084   77094
  77449   77450   77493
  77494

Listing of frequently used Katy phone numbers:

Emergency, Hospitals, Law Enforcement, Post Offices, Katy ISD, Utilities, Parks, City of Katy, Crime Stoppers...